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Auto Accidents 101: The Importance of Knowing Your Rights

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Auto Accidents 101: The Importance of Knowing Your Rights
worker with broken arm sitting at table and reading documents opposite to businessman in blue jacket in office, compensation concept

After you have been involved in an auto accident, failing to know your legal rights can place any lawsuit you may want to pursue in serious jeopardy. Since neither the other driver who was responsible for the accident nor their insurance company will be eager to pay you compensation, you can count on them doing all they can to discredit you and avoid paying you the money you need to pay medical expenses and replace your lost income. To ensure your case gets resolved to your satisfaction, here are some things you should keep in mind. 

Talk to Insurance Companies 

Even if an insurance company contacts you soon after your accident, this does not mean you are obligated to speak with them. If you do, you run the risk of saying something that will be used against you to deny your claim. Rather than take this risk, always refer an insurance company to your attorney during any inquiries about your accident. 

Receive Medical Treatment 

As an accident victim, you have the legal right to receive medical treatment for your injuries. Because of this, always have medical personnel called to your accident scene so you can be properly treated. By doing this, your injuries will be immediately documented in your medical records, making it difficult for insurers to claim you were not injured due to the accident. 

Hire an Attorney  

Following your accident, speak to legal professionals like Stawicki Anderson & Sinclair about possibly filing a lawsuit against the driver who you believe was responsible for your injuries. Since personal injury lawyers usually work on a contingency-fee-basis, you can have a free consultation to discuss your case in great detail. Afterward, your attorney can evaluate your situation, determine if you have a strong case, and advise you on how to proceed. 

Consider Settlement 

Finally, you as an accident victim are not required to accept the first settlement offer made to you by an insurance company. In fact, you should rarely if ever do so until you have spoken to your attorney. In most cases, this initial offer will be very low, and will not begin to cover your medical bills and lost wages. Remember, even if an insurance company tries to intimidate you into accepting their offer, it is best to let your attorney negotiate an out-of-court settlement on your behalf. 

By knowing your legal rights following your auto accident, you can avoid making many common mistakes and instead gain substantial compensation for your medical bills and other damages.

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